Identity Theft
Recently an employee at a Manufactured Home Park Office dropped her purse and its contents spilled onto the floor.
The Office manager helped her employee pick up the spilled items and put them back into the purse. She picked a bundle of blue cards and started to place them in the purse. Suddenly, she realized that the bundle was made up of many social security cards.
Some weeks later, the Office Manager discovered that her worker employee was stealing information out of the park resident files. With the residence information the employee was printing false social security cards. The Office manager also found out that the employee's husband was being sought out by Federal Police for selling false identity cards.
The Office Manager upon all these discoveries decided to check out her personal credit report. In the received report she found unknown credit cards issued in her names by major retailers. She discovered that the report gave four different addresses for her identity. The report also showed about 5 alias with her social security number.
The
Office manager went to the Police Department reported the theft of
Identification. The police took the complaint and the former employee
still lives in the Manufactured Home Park.
The employee's husband still spends his time driving around doing nothing but spending money.
The Office manager submitted a copy of the Police Complaint to the credit bureau but her credit report has not changed or has been corrected.
If someone uses your credit cards that is theft. If someone steals your car that is theft. If someone takes your mail that is theft.
But if someone uses your social security number to get a credit card, to purchase a car and get a loan, it's not identity theft according to the current Congress.
The injustice happened to the poor idiot that purchased the card on the street, who never knew or realized that the card number belonged to someone else. Yet that idiot will continue to walk the streets of our cities without legal recourse.
Such
events occur everything day in the United States. We daily suffer
from hidden events taking place in our names and such events are
unknown to us. We are suffering personal financial disasters because
of identity theft.
Such problems currently have no solution because
the government will not act, will not protect you and will not
recognize it as theft. Hell, the government doesn't even recognize that it must protect it's citizens.
The Federal government recently created the Office of Homeland Security. The Office immediately ordered the FBI, the CIA, the NSA, the Pentagon, the Army, the Navy, the IRS, the Marine Corps, the Coast Guard, the State Department and all the lesser agencies to communicate with each other. Every agency but one is required to communicate that Agency is Social Security Administration. So we have all these agencies sharing information across the country looking for terrorist but not the Social Security Administration.
The
Social security Administration is the best organization in the United
States for finding terrorist or criminals.
I'll give an
example of how this occurs. I did security consulting for a national
construction company with offices in Houston, Dallas, Austin,
Chicago, Miami, New York, Denver, Las Vegas, and Los Angeles. One
day, a construction applicant came into the H.R. Office and applied
for sheet rock worker position available in one city. His application
was accepted and his background and union card were checked out. What was amazing was
that the applicant was currently working with the same company in Houston,
Denver, Chicago and Los Angeles. His application was accepted and he
was given a job where he applied. I asked the H.R. Manager why was he
given a job if he is already reported working across the country in
other cities.
The H.R. Manager responded that it occurs many times
during the year but by law they are required to accept the
application. They are told by corporate legal that they are employers
not law enforcement officers.
The amazing thing is that the Federal Trade Commission (FTC) of the United States says that most identity theft victims don't even know what is happening with there Social Security numbers.
To help you prevent some of the destruction of your credit report the victim is required to place a fraud alert on his or her credit reports. The alert will help some by requiring the creditors to place more scrutiny on line of credit being requested in your name. It will require the lender or creditor to report the attempted fraud to you.
The lesson to be learned here:
In order to secure your credit history check your report very often. I recommend checking that report every three months.
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